Wyoming License Reinstatement After Uninsured Suspension

Covers injuries you cause to others in an accident. The Wyoming Department of Transportation requires continuous proof of this coverage throughout your 3-year SR-22 filing period, and any lapse restarts the clock.

Covers damage you cause to another person's vehicle or property. Wyoming treats property damage claims as part of the mandatory liability coverage, and failure to maintain this during SR-22 filing triggers a second suspension.

The SR-22 is not insurance — it is a certificate your insurer files with the Wyoming Department of Transportation proving you carry the required liability coverage. If your policy lapses during the 3-year period, the carrier notifies the state immediately and your suspension is reinstated with a new 3-year clock starting from the reinstatement date.

Non-owner SR-22 policies satisfy Wyoming's filing requirement if you do not own a vehicle — common after impoundment, vehicle sale, or for drivers who never owned a car. Wyoming accepts non-owner SR-22 for license reinstatement, but if you purchase or register a vehicle during the filing period, you must convert to a standard owner policy within 30 days or face re-suspension.

Covers your injuries if you are hit by an uninsured driver. Carriers must offer this coverage at policy inception, and you must reject it in writing if you do not want it.